Commercial Real Estate Loans

$500,000-$20,000,000

Lending parameters

Loan Amount: $500,000-$20,000,000

Term: 3, 5, 7, 10, 15 years

Amortization: 20 to 40 years amortization

Loan to Value: 60% to 90%

Rate: Competitive, start at 4.375%

Purpose: Purchase, Refinance, Bridge and Cash out

Programs: Full-doc, lit-doc, stated-income, bank statement

Types: Term loan, Bridge loan, Construction loan, Land loan, Fix-n-Flip

Asset Types: Office building, 1-4 family as investment, mixed-use, apartment building, condominium, land, new construction, warehouse, strip mall, retail store, daycare center, adult center, gas station, church and more

Closing: 7 - 60 days

Lending Area: All 50 states

How we can help.

Free Consultation

Analyze your financial situation with lender’s guideline and insight.

Prequalification

Match you with the best loan options from our network of 3000+ lenders.

Thoughtful Guidance

Prepare all paperwork and guide you through the entire application process.

How it works

Please kindly share these documents with us so we can smoothly guide you in the process.

If you have greater than 20% ownership:

  1. Please fill out the 1003 application (personal financial statement)
  2. 3-years personal tax return
  3. 3-month bank statements

If you own other businesses:

  1. 3-year tax returns on the business
  2. Year-to-date financial on the business

One page investment summary

Copy of Leases

Rental Income per unit

With cancel checks or bank statements (if applicable)

Annual Expense

Includes Tax, Insurance, Utility and Management Fee

Purchase Contract (if applicable)

Debt Schedule

This includes all credit card, mortgage, car loan etc. evidencing with most recent statements

Credit Score and Record

Please disclose credit condition for any judgment, late payment and credit score

Contact Us

Give us a call, send us an email, or even better come down to our office and let's talk!

Essencap Funding LLC
(888) 269-1033 | wecare@essencap.com
45 Middle Neck Road, Suite 220
Great Neck, NY 11021.